Home Affordability Calculator

Discover how much home you can afford with our easy-to-use affordability calculator, designed to assist you with planning your dream purchase; please note that individual circumstances vary, so contact us or apply online for personalized information.

Home Affordability Calculator

Income

Monthly Gross Income ($):

Monthly VA Disability Income ($): Non-Taxable (Grossed Up 125%)

Liabilities

Monthly Auto Loan Payment ($):

Monthly Credit Card Payment ($):

Monthly Student Loan Payment ($):

Other Monthly Obligations ($):

Mortgage Details

Annual Interest Rate (%):

Loan Term (Years):

Annual Property Taxes:

Percentage of Home Price (%)

Fixed Dollar Amount ($)

Annual Homeowners Insurance ($):

Monthly HOA Fees ($):

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The RECA Group Inc. Home Affordability Calculator is a tool designed to provide a general estimate of home affordability based on the information you input. This calculator uses a Debt-to-Income (DTI) ratio of 49.99% for its calculations. Please note that this is an estimate only and individual financial situations vary. Not all borrowers will have the same circumstances, and actual affordability may differ based on factors such as credit history, employment status, and other financial obligations. There may be other loan programs or options for which you could qualify that are not reflected in this calculator. For personalized advice and accurate information tailored to your specific situation, please contact RECA Group Inc. directly or apply online.